Longmont Rideshare Accident Lawyers
Representing Passengers & Drivers in Uber or Lyft Accidents
Rideshare accident claims are fairly new because the concept of ridesharing has only recently become popular with the advent of apps like Uber and Lyft. Trying to file an injury claim after being hurt while riding in a rideshare service vehicle can therefore be even more complicated than what you might experience when filing a typical car accident claim.
There is some good news, though: If you live in Longmont, Colorado, then you can count on our rideshare accident attorneys of Jorgensen, Brownell & Pepin, P.C. to help you manage your claim. We have been studying rideshare liability laws, insurance policies, claims, and so forth to rapidly become the trusted local name for rideshare accident cases. You can make all of our experience and knowledge with this unique case type your own by allowing us to represent you from start to finish.
Discover the difference our representation can make for your rideshare accident claim. Call (720) 809-8310 or fill out an online contact form.
Rideshare Company Insurance Policies
Uber and Lyft each offer insurance coverage for rideshare accidents involving their drivers, but only under certain circumstances. The details of these policies can get a bit confusing, further complicating your claim. As your chosen rideshare accident attorneys, we will do all we can to make your case simpler and less stressful for you, even if that means you want us to handle every aspect of it while you focus on your rest.
The basics of Uber’s insurance policy are:
- No coverage: When an Uber driver is not using the app or is offline in the app, they are not covered by Uber’s insurance policy at all. The driver’s personally purchased insurance policy will apply to any accidents they are in.
- Limited coverage: An Uber driver will get limited coverage while using the app to find a new fare. During this time, Uber will provide a third-party liability policy for $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident. One caveat is that the policy will not apply if the driver’s personally purchased insurance does.
- Expanded coverage: After an Uber driver has accepted a fare, Uber provided expanded insurance coverage that includes $1,000,000 third-party liability, uninsured/underinsured motorist (UM/UIM) bodily injury, and contingent comprehensive and collision policies.
Lyft’s insurance policy is remarkably similar to Uber’s. If you retain our legal services, though, you will not need to worry about these details because our attorneys will sort through them for you.
Rideshare Drivers & Employer Liability
Rideshare drivers who work for Uber and Lyft might seem like employees by most definitions of the term. However, the law has been consistently upheld that they are actually independent contractors. This different employment status is important when dealing with a rideshare accident claim because it becomes more difficult to cite respondeat superior, a legal rule that makes employers liable for the harm caused by their employees in various situations.
Although Uber or Lyft might be able to provide some coverage through its insurance policies, the division of liability between a rideshare driver and their parent rideshare company will make demanding any additional damages a challenge. This difficulty is also preceded by whether or not the rideshare company even wants to honor its insurance policy for your claim. As is fairly normal when dealing with major corporations and their insurers, you can probably expect that your claim will be denied or at least harshly scrutinized.
Prepare for a Difficult Case with Our Help
After being in a rideshare accident, you should try to save any information you can about your rideshare driver, including the driver’s name, app registration number, ride ID, driver’s license, vehicle description, and license plate. Next, you should arrange to see a medical professional as soon as possible for a check-up or urgent care. Lastly, you should call (720) 809-8310 to connect with our law firm.
Our Longmont rideshare accident lawyers are standing by to hear from clients in their hours of need. We take genuine pride in being able to make our clients’ lives easier by securing fair and maximized compensation. Let us show you what we mean by retaining our legal services today.
We would like to speak with you. Please contact our firm today.
Working with you, John and Yhosseni has truly been an honor.
Working with you, John and Yhosseni has truly been an honor.” - Anonymous
The smartest thing I ever did was to hire JBP.- B.E.
I ended up with more than I expected- Anonymous
You did a terrific job of assisting me with my legal issues- M.T.
I am so grateful- D.H.